Instower provides insurance advisory services individually designed for organisations looking for insurance protection of their business.
We personally analyse the insurance requirements of our customers and advise suitable solutions which are aligned towards serving the best interests of your company.
What do we offer?
We recognise the importance of concluding cost-efficient and effective insurance contracts which are aligned towards your particular needs. Therefore, we offer the following services to you:
Analysing target insurance markets and finding the most suitable and cost-efficient insurance solutions.
Negotiating insurance conditions.
Offering you insurance options.
Arranging insurance contracts.
Our Insurance Solutions expertise
Commercial property insurance
Business interruption insurance
Stock insurance
Cargo insurance
Liability insurance
Contractor’s All Risks insurance
Banker’s Blanket Bond insurance
Financial crime insurance
How do we decide which insurance to offer to our customers?
Essentially, insurance is a mutual promise made by an insurer and a policyholder who write down their promises in insurance contracts. Purchasing an insurance policy does not instantly hand to you the final product, and only when a claim is made policyholders will have the possibility to test the intangible products they have bought.
Insurance contracts confer certain rights and impose certain obligations on policyholders and insurers, set out conditions and rules which need to be followed by both parties. Often these rules and conditions are offered by insurers and are accepted by insureds without a full analysis of its future implications on claims.
It is therefore vital to make informed decisions on the type and scope of insurance cover necessary for the risks you look to cover. It is also important to analyse the performance of various insurers in the market to make sure you can anticipate the level of service you have paid for.
We take a holistic view at the insurance requirements of your business, by analysing and negotiating the insurance options offered in the market and matching these to your requirements.
Not only we work on having the best price, but we also identify any limitations in proposed insurance covers and work on negotiating the best terms for your business.
